Counter offer to creditor for debt settlement especially if you have more creditors in line
Creditor Name
Creditor Address
Dear Creditor,
Re: Account number
This letter is aimed at making a counter offer to the settlement offer made between me and your customer service representative, on <date>.
I appreciate your company's willingness to work with me in settling this debt.
In Re: Your name & Account #
Dear Collection Manager:
It has come to my attention through the credit bureaus that you claim I owe a debt to your agency. I can save us both some effort & time by "Settling the debt out".
Letter to the credit card companies asking them if they could work out an alternate payment strategy
Company
Address
City, State, Zip
Date:
RE: Account number
<>Dear Sir/ Madam,
Letter to contact your credit companies.
<Company>
<Address>
Date:
Re: <Your account no>
Dear Sir/ Madam,
I am presently going through some financial difficulties and fear that I will not be able to meet my monthly payments to you. I do not want to declare bankruptcy and want to try and work out an alternate payment plan so that I don�t have to default on this debt.
Letter to the creditor asking them to remove their inquiry from the consumer credit report
Your name
Your street address
Your city
Date
RE: Unauthorized credit inquiry
Dear Sir,Madam,
I would like to bring to your kind notice the contents of the latest credit report that I received from the Equifax.
The date
Your name and address
The name and address of the creditor
Your account number with the creditor
Dear Sir or Madam,
I hereby revoke your right to use the wage assignment I signed on (The date you signed the wage assignment agreement). You no longer have my permission to use this wage assignment.
Sincerely,
Your signature
The date
Your name and address
The name and address of the creditor
Your account number with the creditor
Dear Sir or Madam,
I hereby revoke your right to use the wage assignment I signed on (The date you signed the wage assignment agreement). You no longer have my permission to use this wage assignment.
Sincerely,
Your signature
Company
Address
Date:
Re: Your account no
Dear Sir/ Madam,
I am presently going through some financial difficulties and fear that I will not be able to meet my monthly payments to you. I do not want to declare bankruptcy and want to try and work out an alternate payment plan so that I don't have to default on this debt.